Open Enrollment

The Open Enrollment period for 2015 coverage is November 15, 2014 to February 15, 2015.

  • If you want a new plan to start January 1, 2015, you must renew or change your plan by December 15, 2014.
  • If you’re enrolled in a 2014 Marketplace plan, your coverage ends December 31, 2014. This is true no matter when your 2014 coverage began. To continue health coverage in 2015, you can renew your current health plan or choose a new plan through the Marketplace until February 15, 2015.

Whether you are getting a health insurance plan for the first time or you want to replace or renew the one you have, it’s important to know when you can sign up for or make changes to your health coverage. Learn more about these periods, called open enrollment, and what happens if you miss them.

Certain life events, like having a baby, switching jobs, or getting married, may qualify you for a temporary special enrollment period. Visit www.healthcare.gov for more information.

Open Enrollment

How It Impacts You

As of January 2014, the Affordable Care Act (ACA) requires that all American citizens have health insurance. For the majority of Americans already insured, you will likely either keep what you have or have the chance to change it to almost any plan you want through the Health Insurance Marketplace.

However, some groups will be affected differently by the ACA. Medicaid and Medicare members may see expanded coverage provided by the ACA. Elsewhere, those who are uninsured will need to purchase insurance to comply with the new law.

Medicaid Impact   Medicare Impact   Uninsured Impact

Health Care Reform and You

The Benefits

In March 2010, the Affordable Care Act was signed into law. The bill includes reforms meant to strengthen consumer rights and protections and improve the quality of American health care. Under this legislation, you have a stronger voice regarding your health care and insurance coverage, and you will have access to care you may have been unable to receive before.

Planning for healthcare costs isn’t easy. Fortunately, depending on your income and circumstances, the benefits of the Affordable Care Act (ACA) that will be implemented this year could help you reduce and manage your expenses.

Dollar limits, pre-existing conditions, preventive services—what’s in, what’s out and when does it all happen under the Affordable Care Act?

Learn more »

The Benefits of Health Care Reform

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